In order to complete an application, you will need the following items:
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy of legal description and MLS sheet.
If you are selling your current home, copy of listing contract.
If you have sold your current home, copy of settlement statement (HUD-1).
Income & Assets
Pay stubs for the most recent sequential 30 days.
For the past two years:
Names and addresses of each employer.
W-2s and Federal Tax Returns (all schedules)
Statements for each bank, mutual fund, and/or investment account for the last three months.
Estimated value of personal property and furniture.
If you have made any large deposits to your accounts:
Explanation and source for deposit.
If large deposit was a gift:
Signed gift letter (lender can supply).
Copy of gift check.
Copy of deposit receipt.
If you own more than 25% of a business:
Corporate or partnership tax returns.
If self-employed:
Tax returns for the last three years (with schedules).
Year-to-Date Profit and Loss Statement prepared by an accountant.
If you own rental property:
Tax returns for the last two years and current rental agreements.
If you are retired:
Pension Award Letter.
If you receive Social Security:
Social Security Award Letter.
If you are counting child support as income:
Copy of divorce settlement.
Copy of twelve months of cancelled child support checks.
Miscellaneous
Photo ID and Copy of Social Security Card.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.
To learn more about our other services, visit us at www.efusionfinancial.com. Click here to view our privacy policy. Fusion Mortgage Lending Department of Real Estate. Real Estate Broker License number 01815325.
Fusion Mortgage Lending 11650 Mission Park Dr Ste 109 Rancho Cucamonga, CA 91730